Construction Insurance Solutions
From some of the UK’s largest construction projects through to small independent building firms and sole traders, the associated insurance risks are varied. We can also place insurance for residential self-build projects.
Using our expert knowledge and our commitment to our customers, we draw upon a range of construction insurance solutions to build bespoke annual construction site insurance solutions for clients across the industry. We will work with you to understand your business and tailor an insurance solution to your unique needs, mitigating the impact of construction risks. For your construction insurance solutions, we can place tailored contract works and contract all risks covers to cover works in progress at the stie, including your own plant, hired in plant and employees’ tools, also, the liability covers you require. In addition, we can place standard forms of contract insurance, such as, joint contract tribunal policies (JCT) dependent upon the principal’s requirements and the type of contract.
Our Construction Insurance Solutions
Rights of Light Indemnity Insurance
Rights of light indemnity insurance protects against costs and expenses associated with loss of light to neighbouring premises. Rights of light indemnity insurance is complex, with a limited insurance market and high minimum premium levels, meaning that this sort of protection is more suitable for large scale developments and developers.
Delay in Start- Up
Delay in start-up insurance is often a requirement of lenders for largescale project owners to mitigate the risk of a project delay due to a material damage incident that could lead to financial loss. Because the delay in a project due to physical / material damage impacts the potential of future earnings, both establishing cover and managing claims can be complex.
Latent Defects Insurance
Latent Defect Insurance covers faulty design, workmanship or defects for up to a period of 12 years after practical completion. This type of cover bears the costs incurred to rebuild or rectify the property whether partially or in full.
Employer Controlled Insurance Programmes
Employer controlled insurance programmes (ECIP) are suitable for new build or other significant construction projects. They offer the benefits of avoiding gaps or duplication in cover, thereby keeping costs under control whilst maximising insurance protection. There are a number of ECIP insurance packages offered by our insurer partners. Please contact us to discuss your requirements.
Insurances for the construction industry and self-build projects:
- Property, accidental damage, stock, refrigerated stock, glass breakage, business money.
- Business interruption.
- Avoidance of underinsurance and bespoke risk management across the supply chain, including:
- Calculation of sums insured.
Risk management reports and assessments. - Reputation risk including crisis management.
- Terrorism insurance.
- Liability to others:
- Employer’s liability.
- Public liability.
- Products liability.
- Professional indemnity.
- Cyber risk protection.
- Legal expenses.
- Joint contract tribunal policies (JCT)
- Directors and officers liability.
- Contract Works / Contractors All Risks
- Cover for the works
- Own plant and equipment
- Hired in plant
- Employees’ tools and personal effects
- Motor fleet and commercial vehicle, goods in transit, marine cargo.
- Protection of key people.
- Specialist claims management:
- Loss Recovery Insurance (LRI) – we work with leading claims management property and business interruption experts who can manage first loss issues, such as making your premises safe, and work with insurers to reach settlement agreements on your behalf.
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12* Please note, the insurance covers and risk management services shown above are a representative product bundle and are for illustration purposes only. These products are shown to raise awareness of what may be relevant and available for your type of business. However, we recognise that every business is different and in order for us to advise you specifically in relation to your insurance and risk management needs in more detail, please contact us.
If you would like advice or a quotation please contact us.
We are an independent and regulated UK insurance broker predominantly supporting clients in:
London and the South East including: Surrey, Kent, East Sussex, West Sussex, Ashford, Bexhill, Brighton, Caterham, Chatham, Copthorne, Crawley, Crowborough, Croydon, Dorking, East Grinstead, Eastbourne, Edenbridge, Forest Row, Gillingham, Gravesend, Hastings, Haywards Heath, Heathfield, Horley, Horsham, Hove, Kingston upon Thames, Leatherhead, Lewes, Lingfield, Maidstone, Newhaven, Oxted, Redhill, Reigate, Royal Tunbridge Wells, Seaford, Sevenoaks, Sutton, Swanley, Tonbridge, Uckfield, Woking, Worthing