BE PREPARED IF DISASTER STRIKES
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Farmers, Landowners and Property Management Insurance
PERSONAL LINES PERSPECTIVES APRIL 2023
Insurance Factors That Affect Home Insurance Premiums During the current cost-of-living crisis, you might consider cancelling or switching insurance policies to reduce spending. However, opting for a lower level of cover solely because it’s cheaper could cost you more in the long run. Indeed, robust home insurance is necessary to protect you and your family
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SAFETY FOCUSED
An experienced worker can have a powerful influence on new employees and their perspectives on safety. Setting a Good Safety Example As a colleague of new employees, consider yourself the most critical role model during their first few weeks. After all, your attitude and respect for safety policies and procedures could end up helping them
NEWS BRIEF
Main Takeaways From Spring Statement 2023 On 15th March 2023, Chancellor of the Exchequer Jeremy Hunt delivered his Spring Statement to Parliament. The measures announced in the statement aim to help with immediate cost-of-living pressures while facilitating a sustainable plan for long-term economic growth. According to Hunt, growth can be delivered by “removing obstacles that
NEWS BRIEF REDUCING FARM VEHICLE RELATED DEATHS
New HSE Initiative Aims to Reduce Farm Vehicle-related Deaths A recently launched Health and Safety Executive (HSE) campaign aims to prevent fatalities and injuries caused by moving farm vehicles. While vehicles are critical for farming duties, incidents resulting from their use are the number one cause of death and serious injury in the agricultural industry,
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ARE YOU PREPARED?
The Met Office provides the following examples of what to expect during heavy rains and floods.
STRUCTURAL ISSUES AND AGEING BUILDINGS
While modern building regulations and structural engineering have made buildings extremely safe, facilities managers must maintain a high level of upkeep for them to remain that way. Buildings can lose their structural integrity as they age; as such, if simple repairs are left untended, they can balloon into larger issues, potentially causing significant damage that
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UNDERSTANDING THE RISK OF SUBSIDENCE
In prolonged dry weather, parched vegetation saps available water, causing the soil to dry out. Consequently, soil can shrink, and the ground beneath affected buildings may shift. This ground movement is known as subsidence. While there are many causes of subsidence, hot and dry summers are becoming a common factor. In fact, insurance company LV=
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