Is your Holiday Home adequately insured? Holiday home ownership is growing in popularity again following the Covid pandemic, however, industry research reveals that one-third of UK holiday homeowners have the wrong insurance, mistakenly believing that a main residence home insurance policy will cover their holiday home as well. Most home insurance policies do not include […]
Two Important Questions for Holiday Homeowners Read More »
We’re notoriously grumpy when summer serves us grey skies and wet weather, but do we know how to stay safe when the sun does put in an appearance? With increasingly warm spells to contend with, hot summer sun can be damaging to your health. Here are some quick top tips to stay safe this summer.
Summer Safety Tips Read More »
The Civil Liability Act finally went into effect 31 May 2021. The Changes The Civil Liability Act is intended to discourage fraudulent or exaggerated personal injury claims, which can lead to rising premiums. The government hopes to achieve this goal by: Reducing compensation for claims involving soft tissue injuries, such as those caused by whiplash
How the Civil Liability Act will affect Personal Injury Claims Read More »
We live and work in a world where technology is constantly evolving; creating new forms of machinery and equipment, and applications for them. Whilst technology brings many benefits, ever more reliance on electronic components and software is increasing the risk to businesses of equipment failure and breakdown. Common Equipment Breakdowns Electrical Systems Air Conditioning and
Equipment Breakdown Read More »
Employers’ Liability Insurance The majority of employers in the UK are required to purchase employers’ liability insurance to cover against liability for injury or disease to their employees arising from employment. England, Scotland and Wales Employers’ Liability (Compulsory Insurance) Act 1969 Northern Ireland Employer’s Liability (Defective Equipment and Compulsory Insurance)(Northern
Employers’ Liability Guide Read More »
It has become commonplace for consumers to purchase goods and services with debit or credit cards rather than cash. However, this convenience may not only expose consumers to potential risks, but your business as well. To help protect both your company and your customers, as well as remain compliant, it is critical that your company
Payment Card Industry Compliance Read More »
As the owner or manager of a property management firm, you are responsible for meeting your obligations to commercial tenants. By meeting those obligations, you help your tenants’ businesses thrive as well as keep yourself safe from charges of negligence and insurance claims. Furthermore, as general legislative trends see more and more senior managers, directors
Commercial Property Landlord Liabilites Read More »
Data security is crucial for all businesses. Customer and client information, payment information, personal files, bank account details—this information is often impossible to replace if lost and is extremely dangerous in the hands of criminals. Data lost due to disasters such as a flood or fire is devastating, but losing it to hackers or a
Keeping Your Data Secure Read More »
The motor trade industry is expansive. It encompasses businesses that sell, repair, trade, enhance or test vehicles. As the owner of a motor trade business, the risks you face may be very different from another business in the same industry. Motor trade cover needs to be as diverse as its industry in order to account
Motor Trade Insurance Read More »
You may think that your employees would never steal from you or that your business would never be the victim of theft, but the harsh reality is that nearly every business is eventually victimised by fraud or theft. Thieves (including your employees) do not need direct access to cash to steal from you—merchandise, supplies and
Protecting Yourself With Crime Insurance Read More »
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