Product liability insurance (PLI) provides solid protection for your business relating to the manufacturing or sale to the public of products, foods, medicines or other items. This cover provides protection against liabilities for losses due to injuries caused by malfunctions or defects in your products – including design defects or a failure to warn consumers […]
Product Liability Insurance: Protection for your Business Read More »
As an owner or manager, you have an obligation and responsibility to provide employees with a safe work environment. If you fail to do so, it could result in a current or even former employee filing a claim against you. And claims can be costly—not just financially—but also to your organisation’s reputation. To protect yourself
How Employee Status Affects Employers’ Liability Cover Read More »
It is important for businesses across a wide variety of industries to understand the UK’s value added tax (VAT) system. While many countries around the world now have VAT systems, the UK’s features a number of different entitlements, rates and exemptions that may make understanding it in full somewhat difficult. Still, it is necessary for
VAT Implications on Property Read More »
In an attempt to reduce fraud in the construction industry, there have been radical changes implemented by HMRC that impose rules on the companies that are targeted by the new laws that are very different from how VAT has been collected and reported historically. The onus is now on the customer to pay the VAT
Check when you must use the VAT reverse charge for building and construction services Read More »
Insurance experts estimate that business interruption Insurance is one of the most, if not the most, valuable cover available. Yet, it is often overlooked and misunderstood by commercial insurance buyers. This shines a spotlight on this important insurance cover. Property insurance covers the cost of physical loss or damage in the event of an insured
The Importance of Having Business Interruption Insurance Read More »
Most property insurance policies include a clause that if a property – be it business premises or a residential dwelling – is left vacant for longer than a specified length of time, then it will not be covered unless an unoccupied property option is included. The length of time that must pass before its deemed
Unoccupied Property: Is Your Premises Protected? Read More »
What is construction insurance? Construction insurance is a broad categorisation of insurance policies that provide protection during construction projects. A variety of factors dictate the type of construction insurance coverage one would need for a given project or business. These factors include the proposer’s relationship to the project, i.e., contractor, property owner, subcontractor, etc. The
Understanding Construction Insurance Read More »
High profile cyber-attacks on companies, such as Sony, have raised awareness of the growing threat of cyber-crime. Recent surveys conducted by Symantec[i] and other cyber-security organisations suggest that many small business owners are still operating under a false sense of security. The statistics of these studies are worrying: The vast majority of small businesses lack
Protecting your business from cyber threats Read More »
The COVID-19 pandemic has impacted regions in different ways. A second wave of cases has followed, affecting different regions at different times and in varying capacities. Similar to the first wave of COVID-19 cases, governmental guidance has played a large role in how your organisation has responded to a second wave. This means that businesses
Managing new COVID-19 restrictions Read More »
A recent notice produced by the Department of Business, Energy and Industrial Strategy[i] urges businesses TO ACT NOW As the transition period draws to a conclusion, the Business Secretary urges us to act now to avoid business operations being interrupted when the transition period ends. Key actions: New customs procedures will apply from 1
Are you ready for Brexit? Read More »
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